Cash-back services are really enticing. The service is basically you getting cashback when you shop online at several, if not most stores, without any strings attached. They are not just useful, they help you save your hard-earned money too.
What is a cashback service? It is simple. If you are shopping for a computer and targetting HP, normally you would head to HP’s website, select your model and order, the same way you do it for any other product at any other store.
However, if you want to save some money, you reach to a cash-back service, like Ebates, proceed to Lenovo, select your model, and order like you normally would. By so doing, you will get a coupon code good for 20% off and a cash rebate of 7%. See some of the best options in our list of 5 Best Cash-Back Services:
1. Ebates:
Ebates is one of the best cashback services available right now. Even if its rates are not the highest, it offers vital benefits. Some of them are shopping through the mobile app, in-store rebates alongside the online ones, and a decent $25 bonus for anyone who registers with your referral link.
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Its browser plug-in is brilliant too as it instantly notifies you when cash-back savings are available. Your account overview is readily available at all times too.
2. Honey:
This cashback service does more than cashback. When it was launched 8 years ago, Honey started as an online coupon-finder, a browser plug-in that looks up codes for you at checkout. Still doing that, it now offers product price histories at stores like Amazon, Best Buy, Target, and Walmart as well. Meaning, you will easily know if something has been on sale for less than the present price. It even alerts you there is a price drop.
3. Dosh:
This is mainly an app-powered service that lets you link 1 or more credit or debit cards before using the app to see which stores are offering cash-back deals.
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You will see deals like 5 percent at your preferred local taco location, three percent at Chevron gas stations and so on.
4. Mr. Rebates:
Maybe its site does not look professional enough, the service is home to competitive rates you will like.
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Referrers will like it too because you get to earn a flat rate for each person that comes in through you. Just build up a big enough network of active shoppers and you can start making decent cash.
5. TopCashback:
From time to time, it is wise to compare cash-back services to know if you are getting the highest rate, by so doing, a lot of us have found out that TopCashback beats Ebates when it comes to rates plus it provides savings at more stores. For instance, do you want to buy a Fitbit? You will save 10 percent via TopCashback and just 4 percent via Ebates.
More Information On Cashback Reward Program:
A cashback reward program is an incentive program operated by credit card companies where a percentage of the amount spent is paid back to the card holder.
Many credit card issuers, particularly those in the United Kingdom and United States, run programs to encourage use of the card where the card holder is given points, frequent flyer miles or a monetary amount. This last benefit, a monetary amount, is usually known as cashback or cash back reward.
Where a card issuer operates such a program, card holders typically receive between 0.5% and 2% of their net expenditure (purchases minus refunds) as an annual rebate, which is either credited to the credit card account or paid to the card holder separately.
In 2012 in the United States, due to increased gasoline (gas) prices, gas cash back cards or gas rebate credit cards became very popular among consumers. Companies provide an average of 3% APR on new gas credit cards.
The main idea behind gasoline discount cards is that cardholders obtain a sure percent of the sum they consume on gasoline each month in the form of a rebate check at the end of the year.
It works similarly to a cashback discount recognition card with one noteworthy exception: the gasoline discount is frequently applied each month, whereas most cashback cards ship away discount checks formerly a year. This makes the savings easier to view for most consumers.
There you have it – a comprehensive list of best cash back services. If you have any personal favorite or other recommendations feel free to drop them in the comment section below.