Who does not love a brilliant price when it comes to shopping? Well, luckily for you, there are lots of credit cards that can help save cash and obtain the best deals both online and in physical locations, and we have them in our list of 5 best credit Cards for online shopping in India:
1. ICICI Amazon Pay Credit Card:
This is one of India’s most popular cashback credit cards with about 5% cashback on Amazon and 1% flat reward on all other purchases. The card, co-branded with one of the largest e-commerce websites, Amazon, quickly acquired popularity in India, thanks to its “free for life” feature.
This card provides a reduced cashback rate of 1% and it makes a lot of sense if you already use Amazon for the majority of your online shopping.
2. Flipkart Axis Bank Credit Card:
This credit card grants you unrestricted cashback on some of the most popular apps, including Uber, Swiggy, PVR, Curefit, Myntra, Tata Sky and so on.
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This card can be used immediately it is issued, and you’ll get Rs. 2,500 in welcome perks to spend as you like. It also comes with decent incentives that you can take advantage of immediately.
3. SBI Simply CLICK Credit Card:
Because of its simple eligibility and low annual cost, it is one of the most popular credit cards on the market. You’ll get 1.25% back on any other online purchases, meaning, for all Rs. 10,000 spent on Amazon, you will receive 1,000 reward points which can be exchanged for Amazon or Cleartrip gift cards. Amazon’s also provides welcome gifts of Rs 500, which makes your buying experience more enjoyable.
4. Axis Bank Neo Credit Card:
Axis Bank Neo Credit Card is amazing for consumers who love shopping on Myntra, BookMyShow, RedBus, FreeCharge, and Jabong, and it has a low registration cost of Rs 250, which is waived after spending Rs 2500 within 45 days.
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Myntra, BookMyShow, RedBus, and FreeCharge all offer a 10% discount. On top of that, for all 200 INR spent, you will receive two reward points.
5. HSBC Cashback Credit Card
This credit card offers you unrestricted cashback on all of your purchases. This card lets you receive cashback without needing to meet a minimum spending requirement, which makes it one of India’s best cashback credit cards.
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You might get 1.5 per cent cashback on all online purchases and 1 per cent cashback on all other purchases with the card.
wrapping up: There you have it – a comprehensive list of 5 Best Credit Cards For Online Shopping In India. Feel free to drop your personal favorite and other recommendations in the comment section below.
More Information On Credit Card:
A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder’s accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the other agreed charges).
The card issuer (usually a bank or credit union) creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.
There are two credit card groups: consumer credit cards and business credit cards. Most cards are plastic, but some are metal cards (stainless steel, gold, palladium, titanium), and a few gemstone-encrusted metal cards.
A regular credit card is different from a charge card, which requires the balance to be repaid in full each month or at the end of each statement cycle. In contrast, credit cards allow the consumers to build a continuing balance of debt, subject to interest being charged.
A credit card differs from a charge card also in that a credit card typically involves a third-party entity that pays the seller and is reimbursed by the buyer, whereas a charge card simply defers payment by the buyer until a later date.