Airtel were the first to embark on giving loans to their customer, thereby letting you “Borrow” airtime from them.

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Today MTN has also joined the chorus thereby letting their customers “Borrow” airtime from them, but this one is a hard condition.

Note this offer is available only to customer existing for not over 6 months

This Loan Can Only Be Collected By The Following Customers:

* Customers on MTN Prepaid Customers only.

* Customers that have been on MTN line for about, not greater or lesser than 6 months.

* Customer must have used their SIM card at least once within the past 90 days.

* Customers that their sim contains a total amount of credit of about 239 airtime.

* Customers that are on Prepaid roaming will have access to the service, and will have their next recharge reduced by the amount owed.

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Conditions Are As Follows:

+ The borrowed airtime shall be deducted from the customer’s account on their next Pay as you go airtime loading.

+ The credit available is either 500/-, 1,000/-, or 1,500/- maximum.

+ To access 500/- and 1,000/- credit airtime, the customer must have consistently loaded and used airtime worth at least 10,000/- over the past 6 months.

+ To access 1,500/-credit airtime, the customer must have consistently loaded and used airtime worth at least 15,000/- over the past 6 months.

+ The customer shall be charged a fee of 10% off of their Xtra Time credit received. Hence forever 500/- credit, the customer shall effectively have calling credit of 450/-, for every 1,000 credit, the customer shall effectively have calling credit of 900/-, for every 1,500 credit, the customer shall effectively have calling credit of 1,350/-.

+ The Customer cannot borrow any additional airtime until the current airtime debt has been paid back.

+ The Xtra Time credit does not have an expiry usage date. It can be used at any time when the customer wishes to use it.

+ The customer can use Xtra Time credit to call both MTN and Non-MTN lines.

+ The customer cannot transfer the borrowed Xtra Time credit using MTN Me2U.

+ The customer qualifies for their active bonuses e.g. Cash Back, 141, etc. with their Xtra Time Credit.

You Should Also Check:
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Learn How To Borrow Airtime From MTN And How To Check The Borrowed Credit

To borrow airtime or if you wants MTN to lend you airtime on your sim, just dial *146# every time you wish to borrow airtime. And to check yourXtra Time Credit balance dial this code *146*4#. But before you can borrow the airtime ensure that you have read the above terms and condition to know if you are eligible, pleas if you are not eligible for this plan don’t try to borrow.


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